123 Fake Street, Toongabbie 3/12/2011
CASHFLOW ANALYSIS
Our “three key numbers” Pur­chase Price $479,000.00
Renov­a­tion budget $10,000.00
Renov­a­tion % 2.09%
Rental Return (weekly) $660.00
Rental Return Yield % 7%
Annual Rental Return $34,320.00
YOUR LOAN
approx­im­ate costs for taxes, duties, legal fees and so on Pur­chase Costs $23,950.00
Loan Amount $455,050.00
Loan Interest Rate 6.80%
Loan Interest Annual $30,943.40
OTHER COSTS
these are fig­ures you will need to find out by look­ing at the legal doc­u­ment­a­tion, and by get­ting quotes (e.g. for insurance) Rates $1,300.00
Body Cor­por­ate $-
Land­lord Insurance $750.00
Other Insur­ance $800.00
Repairs and Maintenance $500.00
RENTING AND MANAGEMENT
Most man­agers charge a per­cent­age of rent — enter that per­cent­age in the box Man­age­ment Costs 7.0%
Annual Man­age­ment Fees $46.20
Total Mange­ment Fee Per Annum $2,402.40
Annual Rental Return $31,917.60
PRE-TAX SUMMARY
Yearly Costs $36,695.80
Loss -$2,375.80
YOUR TAX SITUATION
your tax bracket Tax Rate 40%
Tax on Loss -$950.32
DEPRECIATION
your estim­ated depreciation Depre­ci­ation $5,000.00
Tax on Depreciation $2,000.00
SUMMARY
a pos­it­ive fig­ure here is a profit; a neg­at­ive fig­ure is a loss Total In: $33,805.20
Cash­flow (Annual) $3,137.12
Cash­flow (Weekly) $60.33
CAPITAL GROWTH CONSIDERATION
remem­ber that this is a pre­dic­tion — accur­acy is never guar­an­teed! We use fig­ures from the data sec­tions of lead­ing prop­erty magazines Cap­ital Growth Rate 7.48%
Poten­tial Growth $35,829.20
PREDICTED ANNUAL PROFIT, INCLUDING GROWTH $38,966.32
seven hills real estate agent NSW
Cnr Federal Road Prospect Highway Seven Hills NSW 2147 Australia